I wanted to share my recent trading experience and seek some advice on how to handle a situation that has arisen.
First and foremost, I want to assure everyone that the trades I am discussing here are genuine and that I have received the money as promised. However, I have encountered some complications and would appreciate your insights on what I can do next.
To provide some context, a new user initiated a trade with me and opted for a bank transfer with an initial amount of $15. The transaction went smoothly, and I received the payment within one minute. The buyer proceeded to initiate another trade for $50, which also went well but took around 4 minutes for the payment to arrive.
Immediately, the third trade, however, gave me some concern. The buyer initiated a trade for $100, and at this point, I became cautious, feeling that frequent transactions from the same person within a short time frame (10 miuntes) could raise red flags with my bank. I chose not to send my bank details to the buyer and expressed my hesitation to continue trading with this buyer. Unfortunately, before I could convey my decision, the buyer sent the payment within seconds.
After a considerable wait, I finally received the payment after two hours. I promptly released the cryptocurrency to the buyer as per the agreement.
Now, I have some questions regarding the validity of the trades and the potential actions I can take:
Is the third trade considered valid, given that I did not provide my bank details to the buyer? If I start a dispute, am I still obligated to release the cryptocurrency since I did not disclose my bank details to the buyer?
If I start a dispute, and the buyer provides strong evidence of the money transfer but my bank blocks the transaction, am I still obligated to call my bank to ask about the money since I did not disclose my bank details to the buyer?
Additionally, I would like to seek advice on how to proceed if I wish to revoke the positive feedback I initially gave to the buyer. Unfortunately, I cannot find an option to do so.